Updated for 1.0 · released 28 Aug 2026
What did Big Ambitions 1.0 actually change?
This is an unofficial Big Ambitions reference, rebuilt around version 1.0.
The patch notes name some systems outright, mention others only in passing, and stay silent on the rest. Pick the topic you were reading about and this tells you which of the three it is — quoting the announcement, and naming the numbers nobody has published yet. We do not guess at the ones that are missing.
- Officially changed
- The patch notes name this system as altered. Re-check anything you read about it.
- New content added
- Things were added. The notes say nothing about whether the existing entries moved, so neither do we.
- No evidence found
- The notes never mention it. That is not the same as confirming it was left alone.
The patch notes
What the 1.0 notes say, and how strongly they say it
Eight areas, each traced to the Steam announcement of 28 August 2026. The wording column matters: changed means the developer named that system as altered; added means new things appeared and nothing was said about the old ones; silent means the notes never mention it.
| Area | Wording | What the announcement says | Our status |
|---|---|---|---|
| Loans & borrowing | Changes | Income requirement, interest rate, minimum daily payment, maximum loan, partial repayment | TBA |
| Taxes | Changes | Deduction set, late penalty, instalments, Econoview tax panel | TBA |
| Neighbourhoods | Changes | District count | VERIFIED |
| Buildings & property | Adds | A seventh district of buildings | TBA |
| Vehicles | Adds | A new Onyx-exclusive limo; Private Driver contracts via Onyx Luxury Chauffeurs | TBA |
| Furniture | Adds | New furniture | TBA |
| Business types | Adds | New retail locations and luxury store types in The Hamptons | TBA |
| Goods & products | Silent | Nothing we can point to | NO EVIDENCE |
Source PATCH-10 — Steam news for app 1331550, Big Ambitions 1.0 FULL RELEASE (28 Aug 2026) and Full Release is TWO WEEKS AWAY (14 Aug 2026). Last verified 29 Aug 2026.
New district
The Hamptons: what is confirmed, and what nobody has measured
This is the seventh neighbourhood. Everything marked TBA is unmeasured — we would rather show an empty column than a number we made up.
| Element | Confirmed by announcement | Count | Fills when |
|---|---|---|---|
| Retail strip | Yes | TBA | In-game survey |
| Luxury stores | Yes — "a few new luxury stores" | TBA | In-game survey |
| Buyable mansions | Yes — "a few million dollars to spend" | TBA | In-game survey |
| Gated community with private dock | Yes | TBA | In-game survey |
| Halcyon Fairway (driving range) | Yes — homeowners only | 1 | Verified |
| A Racket of Love (tennis court) | Yes — homeowners only | 1 | Verified |
| NPC residences (Uncle Fred, Richard, story rivals) | Yes | TBA | In-game survey |
Source PATCH-10. Last verified 29 Aug 2026 · 2 of 7 rows resolved. The one figure circulating elsewhere (house prices) comes from a third-party wiki and we have not independently verified it.
Money systems
Lending and tax: direction of change, not invented numbers
The patch notes state which way each dial moved. They do not publish the new values, so neither do we.
| Dial | Before 1.0 | After 1.0 | New value |
|---|---|---|---|
| Negative interest | Existed | Removed | — |
| Loan income requirement | Lower | Higher | TBA |
| Loan interest rate | Lower | Higher | TBA |
| Minimum daily payment | Lower | Higher | TBA |
| Maximum loan (Vantander Bank) | Lower | Higher | TBA |
| Partial loan repayment | Not available | Available | — |
| Tax deductions | Fewer | More | TBA |
| Late tax penalty | Unstated | Stated | 10% |
| Tax instalments | Not available | Available | — |
The only figure the developer published on this page is the 10% late fee. Source PATCH-10, last verified 29 Aug 2026.
Elsewhere on the web
Where the existing guides currently stand
A dated snapshot, not an opinion. Every cell can be re-checked with a public API call; we re-run it on day 7 and day 14.
| Page | Site | Length | Last edited | Covers 1.0? |
|---|---|---|---|---|
| Vantander Bank (lending) | Fandom | 131 words | 20 Jul 2025 | No — 13 months before 1.0 |
| Jensen Capital (investing) | Fandom | 112 words | 27 May 2025 | No — 15 months before 1.0 |
| IRS (tax) | Fandom | 119 words | 9 Nov 2024 | No — 21 months before 1.0 |
| Neighborhoods | Fandom | 63 words | 21 Feb 2025 | No — body still lists five districts |
| Buildings | Fandom | 613 words | 28 Aug 2026 | Partly — one line of Hamptons house prices was added the day 1.0 shipped |
| Whole-site data tables | biggerambitions.com | 22 sitemap URLs | lastmod 15 Aug 2024 | No Hamptons in the five data pages we fetched |
Snapshot taken 29 Aug 2026 via the MediaWiki API and the site’s own sitemap (claims FD-WIKITEXT, FD-RC, BG-SITEMAP). The Fandom wiki reports two active editors and had 26 namespace-0 edits in the preceding 24 hours, one page of which touched 1.0. Re-check scheduled 5 Sep and 12 Sep 2026.
Search topics
Search topics we have not validated yet
These are Google autocomplete suggestions captured on 29 August 2026. They show which phrasings the engine offers, not how many people search them — we have no volume data for any of them. Links appear as each page ships.
Money & lending
- loans · loan limit · max loan
- bank loan · bigger loans
- first loan · pay off loan
- money guide · money making · money fast
Tax
- taxes
- tax deductible
- tax percentage
- not paying taxes
Opening moves
- best starting business
- best first business
- best office business
- best investment fund · best opening hours
Where to buy
- bathroom stall · uniform locker
- gym equipment · security camera
- expensive gifts · van · clothes
Running the place
- employee demands · employee restock
- employees not restocking
- hire HR manager · assign uniform
- business overtake / takeover
1.0 itself
- 1.0 release time · 1.0 update
- hamptons
- guide 2026
- business types
Source SUGGEST — 12 prefixes, 115 completions, captured 29 Aug 2026.
The game
What Big Ambitions is
A business sim set in New York
You start with a rented apartment and a loan, and work up to a property portfolio across the city’s districts. Developed and published by Hovgaard Games.
Three and a half years in Early Access
Version 1.0 shipped on 28 August 2026. The store listed 13,011 reviews when we checked.
Priced at $20.79 on Steam
Single-player. Genre tags: Indie, Simulation.
Steam storefront API, app 1331550 (claims GAME-REL10, GAME-PRICE, GAME-REVIEWS, GAME-DEV). Last verified 29 Aug 2026.
Official
Official channels
Every link below was requested and answered on 29 August 2026. If one stops responding we remove it rather than leave a dead link.
Store
Community
Developer
Discord member count from claim DISCORD. The online count is a live value and changes between checks, so we do not quote it.
Our method
How we source things
- Why do so many cells say TBA?
- Because 1.0 shipped on 28 August 2026 and the developer published which systems changed without publishing the new numbers. A blank marked TBA is honest; a plausible-looking figure would not be.
- What counts as verified here?
- In order of weight: the in-game state, official announcements and patch notes, the official forum and Discord, then reproducible player evidence such as a screenshot with visible UI. A third-party wiki can support a description but never overrides an official source.
- When does a TBA get filled?
- Each TBA row names its own condition — usually an in-game survey, a follow-up announcement, or reproducible player evidence. We date the cell when it fills.
- Do you rank businesses into tiers?
- No. Tier rankings need verified profit and cost figures, and 1.0 changed the economy. Until those are measured you get objective fields instead of our opinion.
- Is this the official wiki?
- No. It is a fan site with no connection to Hovgaard Games. The official links are in the previous section.